/* Financiera Más — Base y componentes.
   Reconstrucción estática del diseño de Claude Design. */

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--surface-card);font-family:var(--font-body);color:var(--text-primary);
  font-size:var(--fs-md);line-height:var(--lh-normal);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img{max-width:100%;display:block}
h1,h2,h3,h4,p{margin:0}
a{color:var(--turquesa-700);text-decoration:none;cursor:pointer}
a:hover{color:var(--turquesa-800)}
::selection{background:var(--turquesa-200)}
button{font-family:inherit}
:focus-visible{outline:2px solid var(--focus-ring);outline-offset:2px}

/* ---------- Icono lineal (máscara Lucide) ---------- */
.ic{display:inline-block;width:18px;height:18px;flex:none;background:currentColor;
  -webkit-mask:var(--u) center/contain no-repeat;mask:var(--u) center/contain no-repeat}

/* ---------- Layout ---------- */
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.wrap-sm{max-width:1100px;margin:0 auto;padding:0 24px}
.wrap-xs{max-width:1000px;margin:0 auto;padding:0 24px}
.sec{padding:80px 0}
.sec-tight{padding:64px 0}
.center{text-align:center}
.grid{display:grid;gap:18px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.grid-5{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}
.eyebrow{font:var(--text-overline);text-transform:uppercase;letter-spacing:var(--ls-caps);display:inline-block}

/* ---------- Botones ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;height:48px;padding:0 22px;
  font:var(--fw-semibold) var(--fs-md)/1 var(--font-body);border:none;border-radius:var(--radius-md);
  cursor:pointer;transition:transform var(--transition-fast),box-shadow var(--transition-base),background var(--transition-base);white-space:nowrap}
.btn:active{transform:scale(0.97)}
.btn-lg{height:54px;padding:0 28px;font:var(--fw-semibold) var(--fs-lg)/1 var(--font-body)}
.btn-sm{height:44px;padding:0 20px}
.btn-brand{background:var(--brand);color:var(--brand-contrast);box-shadow:var(--shadow-brand)}
.btn-ink{background:var(--neutral-900);color:#fff}
.btn-outline{background:transparent;border:1.5px solid var(--border-strong);color:var(--text-primary)}
.btn-outline-ink{background:transparent;border:1.5px solid var(--neutral-900);color:var(--neutral-900)}
.btn-block{width:100%}
.arrow{width:18px;height:18px}

/* ---------- Cards / chips ---------- */
.card{background:var(--surface-card);border:1px solid var(--border-subtle);border-radius:var(--radius-lg);padding:24px}
.card-lift{transition:box-shadow var(--transition-base),transform var(--transition-base)}
.card-lift:hover{box-shadow:var(--shadow-lg);transform:translateY(-3px)}
.chip{font:var(--text-caption);background:var(--surface-sunken);color:var(--text-secondary);padding:5px 11px;border-radius:var(--radius-pill);display:inline-block}
.tag{display:inline-flex;align-items:center;gap:7px;font:var(--text-body-sm);padding:7px 13px;border-radius:var(--radius-pill)}
.iconbox{width:48px;height:48px;border-radius:var(--radius-md);background:var(--turquesa-50);display:flex;align-items:center;justify-content:center;color:var(--turquesa-700)}
.iconbox-ink{background:var(--neutral-900);color:var(--turquesa-500)}
.glow{position:absolute;border-radius:50%;background:radial-gradient(circle,rgba(0,246,251,0.2),transparent 68%);pointer-events:none}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:40;backdrop-filter:blur(14px);
  background:var(--hdr-bg);border-bottom:1px solid var(--hdr-border)}
.hdr-top{background:var(--hdr-top-bg);border-bottom:1px solid var(--hdr-top-border)}
.hdr-top .wrap{height:38px;display:flex;align-items:center;gap:24px}
.hdr-top a{color:var(--hdr-link);font:var(--fw-medium) var(--fs-xs)/1 var(--font-body);display:inline-flex;align-items:center;gap:6px}
.hdr-top a:hover{opacity:.75}
.hdr-top nav{display:flex;gap:22px;align-items:center;flex:1}
.hdr-main{height:72px;display:flex;align-items:center;gap:36px}
.hdr-logo{height:22px;width:auto}
.hdr-nav{display:flex;gap:4px;flex:1;height:100%;align-items:center;justify-content:center}
.hdr-nav .navitem{height:100%;display:flex;align-items:center}
.hdr-nav .navlink{display:inline-flex;align-items:center;gap:6px;color:var(--hdr-nav);font:var(--text-label);
  padding:0 14px;white-space:nowrap;height:100%;cursor:pointer}
.hdr-nav .navlink .ic{color:var(--hdr-icon)}
.hdr-actions{display:flex;align-items:center;gap:10px;flex:none}
.hdr-actions .ingresar{display:inline-flex;align-items:center;height:40px;padding:0 16px;color:var(--hdr-ink);
  font:var(--fw-semibold) var(--fs-sm)/1 var(--font-body);border:1px solid var(--hdr-btn-border);
  border-radius:var(--radius-md);background:var(--hdr-panel-bg)}
.hdr-actions .ingresar:hover{opacity:.85}
.hdr-actions .abrir{display:inline-flex;align-items:center;gap:8px;height:40px;padding:0 18px;
  font:var(--fw-semibold) var(--fs-sm)/1 var(--font-body);border:none;border-radius:var(--radius-md);
  background:var(--hdr-cta-bg);color:var(--hdr-cta-ink);box-shadow:var(--hdr-cta-shadow);cursor:pointer}
.hdr-actions .abrir:active{transform:scale(0.97)}

/* Mega menú (hover) */
.mega{position:absolute;left:0;right:0;top:100%;background:var(--surface-card);
  border-bottom:1px solid var(--border-subtle);box-shadow:var(--shadow-lg);
  opacity:0;visibility:hidden;transform:translateY(-6px);transition:all var(--transition-base);z-index:39}
.navitem:hover .mega,.mega:hover{opacity:1;visibility:visible;transform:translateY(0)}
.mega .wrap{padding:28px 24px;display:grid;grid-template-columns:repeat(3,1fr) 1.1fr;gap:28px}
.mega-col h4{font:var(--text-overline);text-transform:uppercase;letter-spacing:var(--ls-caps);color:var(--text-tertiary);margin-bottom:12px}
.mega-link{display:flex;gap:12px;align-items:flex-start;padding:9px 0;color:var(--text-primary)}
.mega-link .neon{width:34px;height:34px;border-radius:var(--radius-sm);background:var(--neutral-900);display:flex;align-items:center;justify-content:center;flex:none}
.mega-link .neon img{width:26px;height:26px;object-fit:contain}
.mega-link .nm{display:block;font:var(--fw-semibold) var(--fs-sm)/1.2 var(--font-body)}
.mega-link .tg{display:block;font:var(--text-caption);color:var(--text-tertiary);margin-top:2px}
.mega-cta{background:var(--neutral-900);border-radius:var(--radius-lg);padding:24px;color:#fff;display:flex;flex-direction:column;justify-content:space-between}
.mega-cta h4{font:var(--text-h4);letter-spacing:var(--ls-tight);margin-bottom:8px}
.mega-cta p{font:var(--text-body-sm);color:var(--neutral-300)}
.mega-cta a{display:inline-flex;align-items:center;gap:8px;color:var(--turquesa-500);font:var(--fw-semibold) var(--fs-sm)/1 var(--font-body);margin-top:20px}

/* Hamburguesa / móvil */
.hdr-burger{display:none;width:44px;height:40px;border:1px solid var(--hdr-btn-border);border-radius:var(--radius-md);
  background:transparent;color:var(--hdr-ink);align-items:center;justify-content:center;cursor:pointer;flex:none}
.mobile-nav{display:none;background:var(--surface-card);border-bottom:1px solid var(--border-subtle)}
.mobile-nav.open{display:block}
.mobile-nav a{display:block;padding:13px 24px;color:var(--text-primary);font:var(--text-label);border-bottom:1px solid var(--border-subtle)}
.mobile-nav .mh{font:var(--text-overline);text-transform:uppercase;letter-spacing:var(--ls-caps);color:var(--text-tertiary);padding:14px 24px 4px}

/* Aviso maqueta */
.aviso-borrador{background:var(--warning-50);border-bottom:1px solid var(--caution);color:var(--warning-600);
  text-align:center;font:var(--text-caption);padding:7px 24px}

/* ---------- Marquee ---------- */
@keyframes fm-marquee{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.marquee{background:var(--neutral-900);overflow:hidden;padding:15px 0}
.marquee-track{display:inline-flex;white-space:nowrap;animation:fm-marquee 34s linear infinite;will-change:transform}
.marquee-track span.item{display:inline-flex;align-items:center;gap:10px;padding:0 26px;color:var(--neutral-200);font:var(--text-body)}
.marquee-track .item .ic{color:var(--turquesa-500)}
.marquee-track .item .dot{color:var(--turquesa-800);margin-left:8px}

/* ---------- Carrusel ---------- */
.carousel{position:relative;overflow:hidden}
.carousel-viewport{overflow:hidden}
.carousel-track{display:flex;transition:transform .7s cubic-bezier(0.4,0,0.2,1)}
.slide{flex:0 0 100%;position:relative;min-height:560px;display:flex;align-items:center}
.slide-bg{position:absolute;inset:0}
.slide-bg img{width:100%;height:100%;object-fit:cover}
.slide-scrim{position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,0.97) 0%,rgba(255,255,255,0.85) 44%,rgba(255,255,255,0.35) 100%);pointer-events:none}
.slide-inner{position:relative;max-width:1200px;margin:0 auto;padding:88px 24px;width:100%;pointer-events:none}
.slide-copy{max-width:560px;pointer-events:auto;color:var(--neutral-900)}
.slide-card{position:absolute;right:7%;top:50%;transform:translateY(-50%) rotate(6deg);height:78%;max-height:400px;border-radius:16px;box-shadow:0 30px 70px rgba(0,0,0,0.55);pointer-events:none;z-index:3}
.car-btn{position:absolute;top:50%;transform:translateY(-50%);width:44px;height:44px;border-radius:50%;
  border:1px solid rgba(255,255,255,0.2);background:rgba(2,2,2,0.5);backdrop-filter:blur(6px);
  display:flex;align-items:center;justify-content:center;cursor:pointer;z-index:5;color:#fff}
.car-prev{left:20px}.car-next{right:20px}
.car-dots{position:absolute;bottom:24px;left:0;right:0;display:flex;justify-content:center;gap:9px;z-index:5}
.car-dots button{width:9px;height:9px;border-radius:99px;border:none;cursor:pointer;background:rgba(2,2,2,0.25);
  transition:width var(--transition-base),background var(--transition-base)}
.car-dots button.active{width:28px;background:var(--turquesa-600)}

/* ---------- FAQ (details) ---------- */
.faq{background:var(--surface-card);border:1px solid var(--border-subtle);border-radius:var(--radius-md);overflow:hidden}
.faq summary{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 20px;cursor:pointer;
  font:var(--fw-semibold) var(--fs-md)/1.3 var(--font-body);list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary .ic{color:var(--text-secondary)}
.faq summary .plus{display:inline-block}.faq[open] summary .plus{display:none}
.faq summary .minus{display:none}.faq[open] summary .minus{display:inline-block}
.faq .ans{padding:0 20px 18px;font:var(--text-body);color:var(--text-secondary);line-height:1.6}

/* ---------- Calculadoras ---------- */
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.calc-panel{background:var(--surface-card);border:1px solid var(--border-subtle);border-radius:var(--radius-xl);padding:30px}
.calc-result{background:var(--neutral-900);color:#fff;border-radius:var(--radius-xl);padding:30px;display:flex;flex-direction:column}
.calc-field{margin-bottom:22px}
.calc-field .row{display:flex;justify-content:space-between;margin-bottom:8px}
.calc-field label{font:var(--text-label)}
.calc-field .val{font-family:var(--font-mono);font-weight:600;color:var(--text-brand)}
.calc-big{font:var(--fw-bold) 42px/1 var(--font-display);font-variant-numeric:tabular-nums;letter-spacing:var(--ls-tight);color:var(--turquesa-500);margin:6px 0 4px}
.calc-line{display:flex;justify-content:space-between;font:var(--text-body-sm);padding:8px 0;border-top:1px solid rgba(255,255,255,0.1)}
.calc-line span:last-child{font-family:var(--font-mono)}
.calc-total{display:flex;justify-content:space-between;font:var(--fw-semibold) var(--fs-md)/1 var(--font-body);padding:12px 0 0;border-top:1.5px solid rgba(255,255,255,0.2);margin-top:4px}
select,input[type=range]{width:100%}
select{height:44px;padding:0 12px;border:1.5px solid var(--border-default);border-radius:var(--radius-md);font:var(--text-body);background:var(--surface-card);color:var(--text-primary)}
input[type=range]{accent-color:var(--turquesa-600);height:22px}
.seg{display:inline-flex;gap:4px;padding:4px;background:var(--surface-sunken);border-radius:var(--radius-pill)}
.seg button{display:inline-flex;align-items:center;gap:8px;height:40px;padding:0 20px;border:none;border-radius:var(--radius-pill);
  cursor:pointer;font:var(--fw-semibold) var(--fs-sm)/1 var(--font-body);background:transparent;color:var(--text-secondary);transition:all var(--transition-base)}
.seg button.active{background:var(--neutral-900);color:#fff}

/* ---------- Footer ---------- */
.site-footer{background:var(--neutral-900);color:var(--neutral-400);border-top:4px solid var(--brand)}
.site-footer .wrap{padding:64px 24px 40px}
.foot-grid{display:grid;grid-template-columns:1.05fr 1fr 1.05fr 1.2fr;gap:40px}
.foot-h{color:var(--brand);font:var(--fw-semibold) var(--fs-lg)/1.25 var(--font-body);margin-bottom:16px}
.foot-line{display:flex;align-items:center;gap:10px;padding:6px 0;font:var(--text-body-sm);color:var(--neutral-200)}
.foot-line .ic{color:var(--brand)}
.foot-col a.flink{display:block;color:var(--neutral-300);font:var(--text-body-sm);padding:4px 0}
.foot-col a.flink:hover{color:var(--brand)}
.foot-sub{color:#fff;font:var(--fw-semibold) var(--fs-sm)/1 var(--font-body);margin-bottom:8px}
.foot-legal{border-top:1px solid rgba(255,255,255,0.1);margin-top:48px;padding-top:28px}
.foot-legal p{font:var(--text-body-sm);line-height:1.85;color:var(--neutral-400);margin:0 0 18px}
.foot-bottom{border-top:1px solid rgba(255,255,255,0.1);margin-top:28px;padding-top:24px;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}
.soc{display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border:1px solid rgba(255,255,255,0.3);border-radius:4px;color:#fff}
.soc:hover{border-color:var(--brand);color:var(--brand)}

/* ---------- Responsive ---------- */
@media (max-width:1000px){
  .grid-4,.grid-5{grid-template-columns:repeat(2,1fr)}
  .foot-grid{grid-template-columns:1fr 1fr;gap:32px}
}
@media (max-width:860px){
  .hdr-top{display:none}
  .hdr-nav,.hdr-actions .ingresar,.hdr-actions .abrir span.lbl{display:none}
  .hdr-burger{display:inline-flex}
  .hdr-main{height:64px;gap:16px;justify-content:space-between}
  .grid-2,.grid-3,.grid-4,.grid-5,.calc-grid{grid-template-columns:1fr}
  .sec{padding:56px 0}.sec-tight{padding:48px 0}
  .slide{min-height:auto;padding:56px 0}
  .slide-inner{padding:0 24px}
  .slide-card{display:none}
  .slide-scrim{background:linear-gradient(180deg,rgba(255,255,255,0.9),rgba(255,255,255,0.86))}
  .foot-grid{grid-template-columns:1fr}
  .car-btn{width:38px;height:38px}
}
@media (max-width:560px){
  .wrap,.wrap-sm,.wrap-xs{padding:0 18px}
  h1{font-size:2rem !important;line-height:1.1 !important}
}
/* Utilidad: forzar 1 columna en heros de producto en móvil se maneja con .split */
.split{display:grid;gap:48px;align-items:center}
.split-hero{grid-template-columns:1.02fr 0.98fr}
@media (max-width:860px){.split,.split-hero{grid-template-columns:1fr !important;gap:32px}}